Financial Literacy

Personal financial literacy is more than just being able to balance a checkbook, compare prices or get a job. It also includes skills like long-term vision and planning for the future, and the discipline to use those skills every day.

The Higher Education Opportunity Act (sections 1041 and 1042) requires the Secretary of the Treasury in coordination with the Secretary of Education and other agencies to enhance financial literacy among college students through developing initiatives, programs and curricula that improve student awareness of short- and long-term costs associated with student loans and other debts and assisting students in navigating the financial aid process.

There are many financial literacy websites geared towards college students that can be investigated.  The following are among those resources available to help educate our students and families and assist them in making informed decisions to reach their financial goals.  These links are being provided for informational purposes only and do not constitute an endorsement by Hopkinsville Community College.  HCC bears no responsibility for the accuracy, legality or content of the external site or for that of subsequent links.  Contact the external site for answers to the questions regarding its content. 

Practical Money Skills for Life

  • Tools, resources and tips from the Kentucky governor's office to help you improve your financial future by gaining a better understanding of a broad range of personal finance topics. 


  •  Serves as a great resource as it speaks to many of the common financial pitfalls you may be encountering during your college years.


  • The Kentucky Higher Education Assistance Authority (KHEAA) website contains instructional videos on financial literacy and is dedicated to instruct you on how to control your finances. 

Get Financially Fit

  • Get savvy about finances, build a budget and protect yourself and your financial future using resources offered through Nelnet Education Planning & Financing.

Mapping Your Future

  • This free resource is career, college, financial aid, and money management information.  The goal is to help you achieve life-long success by empowering you and your family, and school with web-based information and services.

You Can Deal With It

  • Learn practical advice about paying for college and managing your debt.

My Money

  • This is the U.S. government's website dedicated to teaching all Americans the basics about financial education.

Annual Credit Report

  • You should request a free annual credit report.  This report contains information on where you work and live, how you pay your bills, and whether you've been sued, arrested, or filed for bankruptcy.  This information is gathered and sold to creditors, employers, insurers, and others. 

Additional resources:


National Foundation for Credit Counseling

USA Funds Life Skills Student Guide

Get Rich Slowly

Feed the Pigs

American Savings Education Council

CNN's Money 101

The SimpleDollar

Loan Management

 Federal Student Aid- How to Repay Your Loans

  • Understanding the repayment process for your federal student loans can go a long way toward building a solid financial foundation.

 National Student Loan Data System (NSLDS)

  • The U.S. Department of Education's central database for student aid.  You can access and inquire about all your loans and grants that you have received through any college. You can also obtain information about your loan servicer.